Master Your Financial Future

Last Updated: December 2024

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, enroll in courses, or contact us. This includes:

• Personal identifiers (name, email address, phone number)
• Educational preferences and course selections
• Communication records and feedback

2. How We Use Your Information

We use your information to:

• Provide educational services and course materials
• Communicate about courses and educational opportunities
• Improve our educational programs and services
• Comply with legal obligations

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties except:

• With your explicit consent
• To trusted service providers who assist in operating our educational programs
• When required by law or to protect our rights

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

You have the right to:

• Access and update your personal information
• Request deletion of your data
• Opt-out of marketing communications
• Data portability

6. Contact Us

For privacy-related questions, contact us at:

Email: [email protected]
Phone: +1 (212) 555-0147
Address: 425 Park Avenue, Suite 2801, New York, NY 10022, USA

Last Updated: December 2024

1. Acceptance of Terms

By accessing and using Finance Wizards Guild's educational services, you accept and agree to be bound by the terms and provision of this agreement.

2. Educational Services

Finance Wizards Guild provides financial education and literacy training. Our services are for educational purposes only and do not constitute financial advice.

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Use our services for educational purposes only
• Respect intellectual property rights
• Not share course materials without permission

4. Educational Disclaimer

IMPORTANT: All content provided by Finance Wizards Guild is for educational and informational purposes only. We do not provide personalized financial advice. Always consult with qualified financial professionals before making financial decisions.

5. Limitation of Liability

Finance Wizards Guild shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our educational services.

6. Intellectual Property

All course materials, content, and educational resources are the intellectual property of Finance Wizards Guild and are protected by copyright law.

7. Termination

We may terminate or suspend access to our services immediately, without prior notice, for conduct that we believe violates these Terms.

8. Contact Information

For questions about these Terms, contact us at:

Email: [email protected]
Phone: +1 (212) 555-0147
Address: 425 Park Avenue, Suite 2801, New York, NY 10022, USA

Last Updated: December 2024

Digital Millennium Copyright Act Policy

Finance Wizards Guild respects the intellectual property rights of others and expects our users to do the same.

Copyright Infringement Notification

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material
• Your contact information, including address, telephone number, and email address
• A statement that you have a good faith belief that use of the material is not authorized by the copyright owner
• A statement that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

Counter-Notification

If you believe that your material was removed or disabled by mistake or misidentification, you may file a counter-notification with our Copyright Agent.

Copyright Agent Contact Information

DMCA Agent: Legal Department
Finance Wizards Guild
425 Park Avenue, Suite 2801
New York, NY 10022, USA
Email: [email protected]
Phone: +1 (212) 555-0147

Repeat Infringer Policy

Finance Wizards Guild will terminate user accounts that are determined to be repeat infringers.

Last Updated: December 2024

General Data Protection Regulation Compliance

Finance Wizards Guild is committed to protecting your privacy and ensuring compliance with the General Data Protection Regulation (GDPR).

Legal Basis for Processing

We process your personal data based on:

• Consent: When you provide explicit consent for specific processing activities
• Contract: When processing is necessary to provide educational services
• Legitimate Interest: For improving our educational programs and communication

Your Rights Under GDPR

As a data subject, you have the following rights:

• Right of Access: Request access to your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request limitation of processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: Withdraw consent at any time

Data Protection Officer

For GDPR-related inquiries, contact our Data Protection Officer:

Email: [email protected]
Phone: +1 (212) 555-0147
Address: 425 Park Avenue, Suite 2801, New York, NY 10022, USA

Data Retention

We retain personal data only as long as necessary for the purposes for which it was collected or as required by law.

International Transfers

When we transfer personal data outside the EEA, we ensure appropriate safeguards are in place to protect your data.

Supervisory Authority

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have not complied with GDPR requirements.